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15 Key Gen X & Baby Boomer Retirement Challenges

15 Key Gen X & Baby Boomer Retirement Challenges: Cover Image

About This Article

Retirement planning can be complicated, yet it is a goal that many people look forward to and work toward. Any retirement plan should consider the costs and related burdens of aging as part of that plan.

Updated October 13th, 2020
5 Min Read
 James  Kelly
James Kelly

LTC News author focusing on long-term care and aging.

You’ve planned for retirement, but what if something unexpected comes up to delay your plan? What do you do? Generation X and Late-Boomers face several retirement challenges. Some obstacles can get in your way of having a successful future retirement. 

You can read about obstacles to retirement here.

 Many retirees report they underestimated the amount of money spent on health care. Despite the risk, few plan for long-term care, which is the most expensive and impactful risk you will face as you get older.

One of the most significant risks to your retirement is the cost of long-term care. People require long-term health care at all ages, but the risk increases with age. As you get older you will see changes in your health, body, and mind. Preparing for the financial costs and burdens of aging is essential to retirement planning.