Long-Term Care Insurance:
Do I Need It? Guides & Research

What is LTC Insurance? Who needs it? We tackle these questions and more so that you can make the right decision based on your care goals.

Featured News

IRS Raises Pension and Retirement Plan Contribution Limits for 2025

LONG-TERM CARE INSURANCE

IRS Raises Pension and Retirement Plan Contribution Limits for 2025

The IRS has increased pension and retirement plan contribution limits for 2025, allowing individuals to contribute more to 401(k) and similar plans. The new limits reflect a response to inflation, supporting Americans in maximizing their retirement savings.

IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

LONG-TERM CARE INSURANCE

IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

The Internal Revenue Service announces the new age-based tax-deductible limits for the upcoming tax year each year. Tax-qualified Long-Term Care Insurance provides guaranteed tax-free benefits, and premiums can be either tax-deductible or reimbursable through Health Savings Accounts (HSAs).

Long-Term Care Insurance - Basic Guide to How Policies Can Benefit Families and Finances

LONG-TERM CARE INSURANCE

Long-Term Care Insurance - Basic Guide to How Policies Can Benefit Families and Finances

LTC Insurance provides families with guaranteed tax-free benefits for extended care services, such as in-home care, assisted living, or nursing homes. Including an LTC policy in your financial planning can protect your savings and ease the emotional and physical burden on loved ones.

LONG-TERM CARE INSURANCE

What is the Certified in Long-Term Care (CLTC) Designation?

The Certified in Long-Term Care (CLTC) designation is a professional certification that helps insurance and financial professionals specialize in the complexities of long-term care planning.

Study Reveals Urgent Need for Long-Term Care Planning Amid Rising Costs and Consumer Concerns

LONG-TERM CARE INSURANCE

Study Reveals Urgent Need for Long-Term Care Planning Amid Rising Costs and Consumer Concerns

A recent study by OneAmerica highlights the growing need for long-term care planning as costs surge and consumer confidence remains low.

Latest Articles

Top Long-Term Care Insurance Picks for 2024

Top Long-Term Care Insurance Picks for 2024

2 months ago

Revisiting Long-Term Care Planning: Why It's Time to Take Another Look Even If You Looked Before

Revisiting Long-Term Care Planning: Why It's Time to Take Another Look Even If You Looked Before

2 months ago

Record 401(k) Millionaires: A Boon for Retirement, But Long-Term Care Can Derail Your Plan

Record 401(k) Millionaires: A Boon for Retirement, But Long-Term Care Can Derail Your Plan

2 months ago

Older Adults Want to Age in Place. Long-Term Care Insurance Makes It Easy.

Older Adults Want to Age in Place. Long-Term Care Insurance Makes It Easy.

2 months ago

What Is Hybrid Long-Term Care Insurance? (Life Insurance & Long-Term Care Insurance Combined)

4 months ago

Basics of Long-Term Care Insurance

Not sure where to start? Our comprehensive guides will prepare you on every facet of Long-Term Care Insurance.

Comparing Long-Term Care Insurance

Being able to decide between numerous options can be difficult. Our comparisons tools and resources can help.

What does Dave Ramsey say about Long-Term Care Insurance?

Dave Ramsey

What does one of the country’s top financial experts have to say about Long-Term Care Insurance? Find out in our coverage of Ramsey’s recommendation for those researching LTC Insurance options.

Breaking Down Long-Term Care Insurance Policies

Learn the intricacies of policies to create one that matches your care needs perfectly.

Compare insurers you trust with specialists we trust

Get Free Quotes On LTC Insurance

  • Customizable experience unique to your long-term care planning goals
  • Free independent review with a trusted LTC insurance expert
  • Personal information is secure, private, and never sold

Using Your Long-Term Care Insurance Policy

Getting the most out of your policy is important. Knowing how it benefits you can lead to maximizing its financial and care benefits.

Was this page helpful?


Continue scrolling for more

resources and news

What’s Next:

All Policy Resources

Obtaining LTC Insurance & What to Look For

Explore policy and benefit options and choose from a wide range of top insurers.

Getting Started

How Does Long-Term Care Insurance Work?

From who needs it to breaking down policy components and how to use your policy.

All Cost Resources

Cost & Financial Benefits of Long-Term Care Insurance

Understand how the cost of insurance and cost of care relate, and find the right solution for you or a loved one.

Recent LTC Insurance News & Resources

How Does Long-Term Care Insurance Differ From Other Types Of Insurance?

4 months ago

What Is the Partnership Program in Long-Term Care Insurance?

4 months ago

Long-Term Care Insurance: How to Use a Policy and File a Claim

Long-Term Care Insurance: How to Use a Policy and File a Claim

2 months ago

Will Long-Term Care Insurance Premiums Increase?

4 months ago

Washingtonians Preparing for LTC Tax - Time for Exemption is Nearing - Other States Looking to Follow

Washingtonians Preparing for LTC Tax - Time for Exemption is Nearing - Other States Looking to Follow

2 months ago

Tags

Step 1 of 4

Find a Specialist

Get Started Today

Trusted & Verified Specialists

Work with a trusted Long-Term Care Insurance Specialist Today

  • Has substantial experience in Long-Term Care Insurance
  • A strong understanding of underwriting, policy design, and claims experience
  • Represents all or most of all the leading insurance companies

LTC News Trusted & Verified

Compare Insurers

+