Dementia Risk Reduced with Simple Steps

Most of us have experienced the moment. The keys … where did they go? You walk into a room and wonder to yourself why you walked there in the first place. These events are normal, but as we get older, many of us will start to have a real decline in our cognitive ability.

Dementia, including Alzheimer’s, is a major reason many people require supervision or help with normal activities. The long-term care many of us will require is costly, and our families are faced with either being a caregiver or just seeing their loved ones’ savings drained due to the high cost of the extended care.

More women suffer from memory issues than men. Perhaps this is due to women’s longevity. No matter what, all of us should address the problem. Is there a way to delay or prevent memory loss?

Things You Can Do to Reduce Dementia Risk

Jill Couch is a certified dementia practitioner in Fort Collins, CO. She writes in the North Forty News that exercise and managing your blood pressure are two important ways to perhaps reduce your risk of dementia. She also notes that those with hearing loss may also be a greater risk. The use of a hearing aid will keep your mind more active.

She lists other things you can do, including being socially active, smiling, getting more sleep, and limiting stress. Click here to read in more detail.

Preparing your family and finances for the financial costs and burdens of aging should be a primary part of your retirement plan. No matter how hard you try, as you get older, your need for long-term health care increases. Whether its dementia or some other health or aging issue, the need for care is something you and your family will have to deal with, ideally before you need extended care.

Prepare Your Family and Finances for the Impact of Longevity

Affordable Long-Term Care Insurance gives you guaranteed tax-free benefits giving you access to quality care at home or in a facility. 

Without an advance plan for long-term health care the responsibility of your future care will fall on your family. They will have to address how you will be cared for and by whom. Your family will either use your own savings to pay for care or become caregivers themselves.

You can reduce the stress on your loved ones while you protect savings and income. Affordable Long-Term Care Insurance will give your family the time to be family. Be sure to start planning before you retire. 

Start your investigation by exploring the current and future cost of extended care where you live. The LTC NEWS Cost of Care Calculator is an outstanding resource. You can also review and compare the major insurance companies that offer products that address long-term care.

A trusted and experienced Long-Term Care Insurance specialist is ideally suited to help you find the most affordable way to address the financial costs and burdens of aging.