Skip to main content

Helping you navigate long-term care and aging with expert guidance, trusted information, and practical tools.

Explore the full range of long-term care options. From in-home support to assisted living, find straightforward guidance to make informed decisions.

Visit Learning Center
Cost of Care Calculator

Types of Long-Term Care

Latest Industry News

Find Care Providers Near You

Everything you need to learn about Long-Term Care Insurance in one place. From policy types and benefits to pricing, underwriting, and more.

Visit Learning Center
Insurance Companies

Information In Your State

Latest News

Life Settlements

Get Free & Accurate Insurance Quotes

Explore a range of topics centered around living your best life as you age. Discover practical advice on healthy aging strategies and planning for the future.

All News & Topics
Caregiving Topics

Celebrity Health Updates

Lifestyle Articles

Retirement

Resources and connections for businesses and partners. Access information about LTC News, advertising opportunities, partnerships, and ways to get in touch with our team.


About Us

Advertising

LTC Glossary

Contact Us

Become A Partner

Business Portal
(opens in new window)

Reverse Mortgages

Growing Risk of Depression in Old Age

Growing Risk of Depression in Old Age: Cover Image

About This Article

Depression and anxiety are not a normal part of aging — but they are common. Learn to recognize the signs in yourself or a loved one, understand what causes them and discover the treatment options that can restore quality of life.

Updated May 22nd, 2026
5 Min Read
 Jennifer  Ford
Jennifer Ford

A content writer and blogger

You might assume that feeling down is just part of getting older. It isn't. Depression and anxiety are real medical conditions — and for millions of older Americans, they go unrecognized and untreated. It can start when you are younger and progress as you get into your 50s and beyond. Ignoring the problem in yourself or a loved one is not a good idea as treatment is available and it improves your lifestyle dramatically. 

The CDC is clear: depression is not a normal part of aging. It is a treatable condition that requires medical attention — like diabetes or hypertension — and older adults can get meaningful relief with the right care. The numbers tell a striking story. More than 2 million Americans age 65 and older live with depression, and roughly 20 percent of people age 55 and older experience some form of mental health concern. Yet the condition is routinely missed. Symptoms are often dismissed as a natural response to aging — and that delay in diagnosis can cost someone months or years of unnecessary suffering. 

Types of Depression

Depression is not one-size-fits-all. The most common forms include:

Major Depression — Severe symptoms that interfere with daily life, including difficulty sleeping, eating and concentrating. People often lose interest in activities they once enjoyed.

Persistent Depressive Disorder (Dysthymia) — A longer-term, lower-grade depression marked by hopelessness, low self-esteem and a persistent sense of inadequacy. Symptoms can last for years and quietly erode relationships and daily function.

Minor Depression — Less severe than the above, with symptoms that tend to be shorter in duration — but still worth addressing before they deepen.

Anxiety and Depression: Closely Linked

Anxiety and depression frequently travel together, especially in older adults. Anxiety & Depression Association of America, roughly half of all people diagnosed with depression will also receive a diagnosis of an anxiety disorder.

The two conditions feel different. Depression tends to pull people inward — sadness, withdrawal and a diminished sense of self. Anxiety, by contrast, creates a state of high alert. People feel "keyed up," struggle with racing thoughts and carry persistent worry about the future.

A global meta-analysis published in 2025 estimated that 28 percent of older adults experience anxiety symptoms — a figure that underscores how widespread these conditions are, and how much goes unaddressed.

Despite the overlap in symptoms, both conditions respond well to treatment — and identifying them early makes a significant difference.

Why Older Adults Are at Higher Risk

Several factors converge in later life to raise the risk of depression and anxiety.

Chronic illness plays a major role. About 80 percent of older adults have at least one chronic health condition, and half have two or more. Conditions including cancer, stroke, Parkinson's disease, heart disease, diabetes, lupus and multiple sclerosis can all trigger depressive symptoms — particularly when pain, fatigue or loss of independence is involved. 

Medications are another underappreciated cause. Older adults often see multiple doctors and take multiple prescriptions, and certain drugs carry depression as a side effect. Keeping a complete, updated medication list — and having all prescriptions filled at the same pharmacy — makes it easier for a pharmacist to spot dangerous interactions or flag a new symptom as possibly medication-related. If depression symptoms appear after adding a new medicine, tell the doctor right away.

Social isolation matters more than many people realize. About 25 percent of older adults, according to the NCOA, are affected by social isolation and loneliness, and the link to depression is well-established. Older women, people living alone and those with lower incomes face the highest risk. 

Recognizing Major Depression Symptoms

A major depressive episode is generally defined as symptoms lasting at least two weeks. Watch for:

  • Persistent sadness or emptiness
  • Excessive worry or fear
  • Frequent tearfulness
  • Feelings of worthlessness or helplessness
  • Significant weight changes
  • Difficulty sleeping
  • Trouble concentrating or remembering
  • Withdrawal from social activities

Keep in mind: older adults may not use the word "depressed." They may describe physical complaints — fatigue, aches, a general sense of not feeling right — which can make diagnosis harder.

Depression Treatment Options

Depression in older adults is treatable. Often a combination of approaches works best.

Psychotherapy — Cognitive behavioral therapy (CBT) has strong evidence for effectiveness in older adults. It helps identify and shift thought patterns that fuel depressive symptoms. Regular sessions with a licensed therapist can produce meaningful, lasting results.

Medication — Antidepressants can provide significant relief, but they require close monitoring — especially when combined with other prescriptions. Research shows that only about 22 percent of older adults with depression are currently being treated with antidepressants, pointing to a significant treatment gap.

Support groups Peer connection matters. Groups specifically designed for older adults with depression offer a space to feel understood and less alone — particularly valuable for those living in isolation.

Lifestyle changesRegular physical activity, nutritious eating and meaningful social connection all support mental health. Family members can help by scheduling regular visits, assisting with daily tasks, offering rides to appointments and simply being present.

Depression, Anxiety and Long-Term Care

For older adults already receiving long-term care services — whether at home or in a facility — depression and anxiety are especially common and can significantly complicate care plans. Most families are unprepared for how quickly a parent can shift from independent to needing daily help. That transition is hard on everyone. And long-term care is expensive. The financial and caregiving stress placed on adult children adds to the anxiety and depression their aging parents already feel.

👉 Find quality caregivers and long-term care facilities for a loved on now with the LTC News Caregiver Directory.

Need help filing a Long-Term Care Insurance claim for a loved one? LTC News partners with Amada Senior Care to provide free claim support with no cost or obligation. Their trained experts can walk you through the entire process and help you access benefits quickly and correctly — File a Long-Term Care Insurance Claim.

Planning now, before you get older and suffer with health issues, changes that dynamic. Knowing that quality care is funded and that family members won't have to sacrifice their careers or savings removes an enormous psychological burden. For many families, Long-Term Care Insurance provides that peace of mind — ensuring access to care options while protecting the assets a lifetime of work built. Be sure to speak with a LTC Insurance specialist to help you obtain accurate LTC Insurance quotes from all the major companies offering long-term care solutions.

👉 Compare Long-Term Care Insurance Companies and Products

The best time to plan is before retirement, ideally in your 40s or 50s, when you're most likely to qualify and premiums are the most affordable. Use our Cost of Care Calculator to understand what care could cost in your area, and visit our Long-Term Care Insurance Learning Center to learn more about your options.

Here's the final section:

Don't Ignore the Signs of Depression — In Yourself or Someone You Love

You might brush off a few bad weeks as stress, grief or just "getting older." That instinct is understandable — but it can be costly.

Depression and anxiety don't resolve on their own the way a cold does. Left untreated, they deepen. They erode relationships, accelerate physical decline and rob people of the quality of life they've worked their whole lives to enjoy. Research consistently links untreated depression in older adults to worse outcomes from chronic conditions like heart disease and diabetes — meaning mental health and physical health are not separate concerns. They're the same concern.

Older adults are also more likely to underreport symptoms. Many grew up in a generation that equated mental health struggles with weakness or personal failure. They may minimize what they're feeling, tell their doctor they're "fine" or assume nothing can be done. Adult children often see the signs before a parent will admit to them — and that outside perspective matters.

Frequently Asked Questions About Depression, Anxiety, Aging, and Long-Term Care

Is depression a normal part of aging?

No. Depression is not a normal part of growing older. Health experts, including the CDC, consider depression a medical condition that requires treatment just like diabetes or high blood pressure. Many older adults mistakenly assume sadness, withdrawal or anxiety are simply part of aging, which can delay diagnosis and treatment.

How common are depression and anxiety in older adults?

Depression and anxiety affect millions of older adults. More than 2 million Americans age 65 and older live with depression, and roughly 20 percent of adults age 55 and older experience some type of mental health concern. Anxiety symptoms are also widespread among older adults and often go untreated.

What are the most common types of depression?

The article identifies several common forms:

  • Major depression
  • Persistent depressive disorder (dysthymia)
  • Minor depression

Each type varies in severity and duration, but all can interfere with quality of life, relationships and physical health if ignored.

How are anxiety and depression connected?

Depression and anxiety frequently occur together, especially in older adults. Depression often causes sadness, hopelessness and withdrawal, while anxiety creates constant worry, racing thoughts and feelings of being overwhelmed. Early treatment for both conditions can dramatically improve emotional and physical well-being.

Why are older adults at greater risk for depression and anxiety?

Several factors increase risk later in life, including:

  • Chronic illnesses
  • Pain and mobility limitations
  • Medication side effects
  • Loss of independence
  • Social isolation and loneliness
  • Financial stress
  • Caregiving burdens

Health conditions such as heart disease, diabetes, Parkinson’s disease, cancer and stroke may also contribute to depressive symptoms.

Can medications cause depression symptoms in older adults?

Yes. Some prescription medications can contribute to depression, anxiety or mood changes. Older adults often take multiple prescriptions from different doctors, increasing the risk of side effects and interactions. Keeping an updated medication list and using one pharmacy can help identify problems earlier.

What are warning signs of major depression in older adults?

Symptoms may include:

  • Persistent sadness
  • Excessive worry or fear
  • Frequent crying
  • Feelings of worthlessness
  • Weight changes
  • Difficulty sleeping
  • Trouble concentrating
  • Withdrawal from social activities
  • Fatigue or unexplained aches

Older adults may describe physical symptoms instead of saying they feel depressed.

How is depression treated in older adults?

Treatment often involves a combination of:

  • Psychotherapy, including cognitive behavioral therapy (CBT)
  • Antidepressant medications
  • Support groups
  • Exercise and healthy lifestyle changes
  • Increased social interaction and family support

Many older adults improve significantly when treatment begins early.

Does loneliness increase the risk of depression in seniors?

Yes. Social isolation and loneliness are strongly linked to depression and anxiety in older adults. Seniors who live alone, have limited mobility or experience the loss of a spouse or friends are particularly vulnerable.

How do depression and anxiety affect long-term care needs?

Mental health conditions can complicate long-term care planning and caregiving. Depression and anxiety may accelerate physical decline, increase dependence on others and make chronic health conditions more difficult to manage. Families are often emotionally and financially unprepared when an aging parent suddenly requires daily assistance.

Why should families plan ahead for long-term care?

Planning before a health crisis can reduce stress, protect savings and help families access higher-quality care options. Long-Term Care Insurance may help cover the cost of home care, assisted living, memory care or nursing home services while reducing the caregiving burden on adult children.

Where can families find caregivers or long-term care services?

Families can search for care providers, home health aides, assisted living communities and other support services using the LTC News Caregiver Directory. The directory helps families compare long-term care options nationwide.

When is the best time to plan for Long-Term Care Insurance?

The article recommends planning in your 40s or 50s, when you are generally healthier, more likely to qualify for coverage and able to obtain lower premiums. Waiting until retirement or after health problems develop may limit options or increase costs substantially.

Why shouldn’t you ignore symptoms of depression or anxiety?

Untreated depression and anxiety can worsen over time, damaging relationships, physical health and quality of life. Mental health struggles are medical conditions — not personal weaknesses — and treatment can help people regain independence, confidence and enjoyment in life.