Living with Dementia Brings Challenges - Quality Care Allows Better Quality of Life

When someone needs long-term health care, whether it is because of dementia or numerous other reasons, many people think life is over. Quality care promotes a better quality of life. Being prepared eases the family burden and protects savings.
Updated: July 20th, 2022
Linda Kople

Contributor

Linda Kople

Arthur English celebrated his 80th birthday in May 2022. He was a noteworthy film and commercial producer throughout his career, working on projects for major advertising agencies.

Later, Mr. English also spent time as a New York Waterways tour guide, meeting new people daily as he brought tourists along the Hudson River.

Despite his long and busy career, Arthur started to notice a decline in his memory, just like many others in his age group. He finally discussed his memory concern with his doctor. His physician diagnosed Arthur with dementia. 

I don't know where I am. This is a very strange experience. Up to that moment, I never, ever, heard the word dementia.

Arthur English

What is Dementia?

Dementia is a chronic brain disorder that affects memory, reasoning, and personality. It interferes with daily functioning. Dementia is a common problem; someone worldwide develops dementia every 3 seconds. There are over 50 million people worldwide living with dementia right now.

Many families also face a loved one with MCI - mild cognitive impairment. MCI is characterized by subtle changes in memory and thinking. It is estimated that 10% to 15% of individuals with MCI develop dementia later.

The impact of dementia affects families and finances, not to mention changing the lifestyle and quality of life of the person affected by the disease. 

Hundreds of Dementia Types Exist

Alzheimer's disease is the most common form of dementia. The Alzheimer's Association says that one in three seniors will die with Alzheimer's or another dementia. 

Many people are unaware that Alzheimer's kills more people than breast cancer and prostate cancer combined. Families are often unprepared to deal with the declining health of a parent or family member, and a family crisis places pressure on everyone. 

Family Caregivers are Overwhelmed

More than 11 million Americans provide unpaid care for people with Alzheimer's or other dementias. These caregivers are untrained for this demanding job as they attempt to juggle caregiving responsibilities with their careers, families, and other commitments. 

"Having dementia is about learning how to compile your thinking; that's the beginning," English said.

As dementia progresses, the individual will require supervision and help with daily living activities that the rest of us take for granted. For many people with dementia, a long-term care facility that has experience in dementia care is the best option.

For Arthur English, the recommended facility was The Riverside in Manhattan's Upper West Side. Mr. English had initial episodes of not wanting to talk or be social, but his outlook changed as he spent time in his new environment.

Cathy Diamond is the Director of Recreation Therapy at The Riverside. Diamond encouraged English to paint, exercise, and be creative. 

This place in particular and her regimentation, of how to deal with people, you learn that, maybe I can paint. Maybe I can study music.

Arthur English

Quality Care Means Better Quality of Life

Under the proper care environment, those with dementia or other long-term health care needs can still live a quality life. English also served as the Resident Council President at The Riverside.

"When people say you have dementia, there's as many forms of dementia as our stars. For some people, it can be a space voyage. And I call it, in a very specific way, multi-‘dementia'-nal," English said.

It is our honor as health care professionals to provide the best support to our patients and residents, and to offer the finest amenities and programs.

Jake Hartstein, Administrator of The Riverside. 

"If it weren't for this facility, and for someone who motivated me like the sun by giving me light, I would not be here."

Arthur English

Available Resources

LTC NEWS offers several guides that help families find quality care options. This guide details assisted living and memory care - Assisted Living and Memory Care Facilities | LTC News

Long-term health care is not cheap, especially for quality care providers at home or in a facility. The LTC NEWS Cost of Care Calculator illustrates these costs nationwide based on your location. You will see the current and future cost of long-term care services where you live - Cost of Care Calculator - Choose Your State | LTC News.

The cost of care does vary depending on your location and the type of services you require. Most families are not prepared for the tremendous cost of quality care services. Even for well-to-do families, it can be a financial disaster. 

Traditional health insurance, including Medicare and supplements, will only pay for a small period of skilled services. The problem is most long-term health care is about an individual getting help with everyday living activities or supervision due to dementia - types of care not covered at all. The financial responsibility will be yours unless you have planned ahead. 

Don't expect Medicaid to be your answer unless you have little or no income or assets. 

LTC Insurance Offers Access to Quality Care Services

Long-Term Care Insurance will pay for types and levels of long-term health care. Unfortunately, you can only purchase coverage when you have relatively good health. You cannot buy LTC Insurance when you need it. Most people obtain Long-Term Care Insurance in their 50s, sometimes younger, as part of retirement planning.

As we get older, we experience changes in our health. Some people have mobility problems. The various forms of dementia will impact many people forcing them to need supervision and other care services. 

Some people need long-term health care just because of the frailty of aging. Aging happens, and being prepared will make the aging process easier on those you love. Most surveys show that people want access to quality care, preferably at home. Most people say that they don't want to be a burden on their loved ones. 

Indeed, most people want to protect their lifestyle and legacy and not lose their hard-earned savings. You can avoid the crisis by making arrangements, ideally before you retire.

Long-Term Care Insurance is affordable for many people. Your age and health are some of the factors that go into insurance costs - How Much Does Long-Term Care Insurance Cost? | LTC News.

Arthur English and his family are happy he is getting the quality care he deserves.

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