The Most Comprehensive LTC Insurance Information on the Web

Don’t miss a beat, whether it’s the latest studies in emerging medical fields, or expert opinions on health and lifestyle topics.

The Latest in LTC Insurance News

IRS Raises Pension and Retirement Plan Contribution Limits for 2025

LONG-TERM CARE INSURANCE

IRS Raises Pension and Retirement Plan Contribution Limits for 2025

The IRS has increased pension and retirement plan contribution limits for 2025, allowing individuals to contribute more to 401(k) and similar plans. The new limits reflect a response to inflation, supporting Americans in maximizing their retirement savings.

IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

LONG-TERM CARE INSURANCE

IRS Increases Tax Deduction Limits for Long-Term Care Insurance for 2025

The Internal Revenue Service announces the new age-based tax-deductible limits for the upcoming tax year each year. Tax-qualified Long-Term Care Insurance provides guaranteed tax-free benefits, and premiums can be either tax-deductible or reimbursable through Health Savings Accounts (HSAs).

6 Reasons Why You Should Save For Retirement Earlier

LONG-TERM CARE INSURANCE

6 Reasons Why You Should Save For Retirement Earlier

Have you started planning for retirement? Many people delay serious retirement planning until they are in their 40s or 50s. Planning retirement sooner, including for future long-term care, will help ensure a better quality of life when you retire.

Next Steps in Acquiring Insurance

Understanding the Key Differences Between Short-Term and Long-Term Disability Insurance and Long-Term Care

LONG-TERM CARE INSURANCE

Understanding the Key Differences Between Short-Term and Long-Term Disability Insurance and Long-Term Care

Short-term and long-term disability insurance provides income replacement for those unable to work due to medical conditions. In contrast, long-term care focuses on assisting individuals with chronic illnesses or disabilities in performing daily activities and offering necessary care.

Long-Term Care Insurance - Basic Guide to How Policies Can Benefit Families and Finances

LONG-TERM CARE INSURANCE

Long-Term Care Insurance - Basic Guide to How Policies Can Benefit Families and Finances

LTC Insurance provides families with guaranteed tax-free benefits for extended care services, such as in-home care, assisted living, or nursing homes. Including an LTC policy in your financial planning can protect your savings and ease the emotional and physical burden on loved ones.

LTC Insurance Provides 100% Business Tax Deductions for C Corporations

LONG-TERM CARE INSURANCE

LTC Insurance Provides 100% Business Tax Deductions for C Corporations

Long-Term Care Insurance offers C corporations a 100% business tax deduction when they pay the cost of premiums for principal or key employees, making it a powerful financial planning tool. The deduction allows a company to provide LTC benefits while reducing taxable income and enhancing cash flow.

LTC Insurance and Your Retirement

Investment Options to Take Now to Strengthen Your Retirement Strategy

LONG-TERM CARE INSURANCE

Investment Options to Take Now to Strengthen Your Retirement Strategy

When planning for retirement, it’s essential to diversify your investment options to ensure financial stability. Consider a mix of accounts like 401(k)s, IRAs, and Roth IRAs, alongside stocks, bonds, and real estate, to create a balanced portfolio that aligns with your long-term goals.

Revisiting Long-Term Care Planning: Why It's Time to Take Another Look Even If You Looked Before

LONG-TERM CARE INSURANCE

Revisiting Long-Term Care Planning: Why It's Time to Take Another Look Even If You Looked Before

Unfortunately, too many people get quotes for Long-Term Care Insurance from someone less experienced or who only works with one or two insurance companies. Thinking it costs too much, they give up. The need for a plan is a big part of a retirement plan for your family and finances. Revisit it now.

Secret to Attaining Financial Freedom by the Time You Retire

LONG-TERM CARE INSURANCE

Secret to Attaining Financial Freedom by the Time You Retire

Consistent, disciplined saving and investing, starting early in life, are essential for building a substantial retirement nest egg. Diversifying your investments across various asset classes and planning now for future long-term care will help mitigate risk and maximize returns over the long term.

Be A Financial Superhero

LONG-TERM CARE INSURANCE

What Are Long-Term Care Insurance Tax Deductions? (2025)

Did you know your Long-Term Care Insurance premium could be tax deductible? In this article, we’ll explain how you can deduct your premium from your income taxes. We’ll also discuss essential tax incentives associated with Long-Term Care Insurance.

Long-Term Care Insurance Tax Benefits Guide

LONG-TERM CARE INSURANCE

Long-Term Care Insurance Tax Benefits Guide

Federal law provides important tax benefits for qualified Long-Term Care Insurance. This includes individuals as well as small and large businesses (S-Corporations, C- Corporations, LLCs, partnerships, and sole proprietors).

Managing Financial Health After Retirement - Are You Ready?

LONG-TERM CARE INSURANCE

Managing Financial Health After Retirement - Are You Ready?

Managing finances in retirement requires a shift in thinking. It's crucial to prioritize controlled spending and seek reliable income sources to ensure your nest egg lasts throughout your golden years. Be sure you manage risks, including long-term care.

Be Tax-Prepared For Maximum Savings

Multiple States Considering Implementing Long-Term Care Tax

LONG-TERM CARE INSURANCE

Multiple States Considering Implementing Long-Term Care Tax

Nineteen states, including California and New York, are considering following Washington's lead in taxing those who do not own Long-Term Care Insurance. These plans may vary dramatically, but they illustrate the importance of planning now to protect assets, access quality care, and even avoid tax in the decades ahead.

Long-Term Care Insurance Tax Deduction Limits Increase for 2024 - IRS Reveals Schedule Based on Age

LONG-TERM CARE INSURANCE

Long-Term Care Insurance Tax Deduction Limits Increase for 2024 - IRS Reveals Schedule Based on Age

As interest in long-term health care planning increases, the IRS has raised the tax incentives available for Long-Term Care Insurance for the tax year 2024. These tax incentives make LTC policies even more affordable for many Americans.

Taxes and Retirement – Are You Prepared for the Consequences of Taxation?

LONG-TERM CARE INSURANCE

Taxes and Retirement – Are You Prepared for the Consequences of Taxation?

The old saying that you can never avoid death or taxes is still true today. Being prepared for the consequences of taxation on your retirement accounts and estate can help you maximize your wealth and legacy.

Long-Term Care Insurance Resources

Long-Term Care Insurance Benefits Paid $13.25 Billion to Policyholders in 2022

Record Amount of Long-Term Care Insurance Benefits Paid in 2022 - $13.25 Billion Paid to Policyholders in One Year

10 months ago

Lack of LTC Planning  Creates Family Caregivers  with Many Challenges

Lack of LTC Planning Creates Family Caregivers with Many Challenges

10 months ago

Accountants Should Help Clients Financial Impact of Long-Term Care

Accountants Should Help Clients Financial Impact of Long-Term Care

10 months ago

2022’s Top Long-Term Care Insurance Options

2022’s Top Long-Term Care Insurance Options

10 months ago

Women Receive Majority of Long-Term Care Insurance Benefits

Gender Gap. Women Receive Majority of Long-Term Care Insurance Benefits

10 months ago

Long-Term Care News

Tags

Interested In Sharing Your Expertise?

Looking for a way to share your knowledge with a wider audience? LTC News partners with industry voices to provide information and resources related to care and aging.

Step 1 of 4

Find a Specialist

Get Started Today

Trusted & Verified Specialists

Work with a trusted Long-Term Care Insurance Specialist Today

  • Has substantial experience in Long-Term Care Insurance
  • A strong understanding of underwriting, policy design, and claims experience
  • Represents all or most of all the leading insurance companies

LTC News Trusted & Verified

Compare Insurers

+