The Most Comprehensive LTC Insurance Information on the Web

A new study reveals that many Americans regret not securing Long-Term Care Insurance earlier. With the rising need for assistance with daily activities and supervision due to dementia, long-term care planning has become an essential component of retirement preparation.

The 2025 LTC News Annual Review is here, ranking the best long-term care insurance solutions—including hybrid plans and short-term cash indemnity policies. With options ranging from budget-friendly to premium coverage, this review is an essential starting point for your retirement planning journey.

Life care planning helps you anticipate future health and care needs, allowing you to make informed decisions that align with your goals and preferences. Integrating medical, financial, and personal planning promotes overall well-being and ensures a better quality of life as you age.

Rising long-term care costs in America are putting increased physical, emotional, and financial pressure on families, making early planning essential. By exploring options like LTC Insurance and understanding local care costs, you can create a plan that safeguards your future and reduces the burden on loved ones.

Delaying the purchase of Long-Term Care Insurance can significantly increase costs and limit your options, as premiums are based on your age and health. Waiting too long risks higher expenses and potential disqualification, leaving your family to shoulder the emotional and financial burden of care.

Long-Term Care Insurance specialists are professionals who can help you or your loved one learn about and apply for Long-Term Care Insurance. In this article, we’ll discuss what specialists do and how you can meet with one.

The IRS has increased pension and retirement plan contribution limits for 2025, allowing individuals to contribute more to 401(k) and similar plans. The new limits reflect a response to inflation, supporting Americans in maximizing their retirement savings.

Have you started planning for retirement? Many people delay serious retirement planning until they are in their 40s or 50s. Planning retirement sooner, including for future long-term care, will help ensure a better quality of life when you retire.

When planning for retirement, it’s essential to diversify your investment options to ensure financial stability. Consider a mix of accounts like 401(k)s, IRAs, and Roth IRAs, alongside stocks, bonds, and real estate, to create a balanced portfolio that aligns with your long-term goals.

Pre-tax money in a Health Savings Account (HSA) can pay for Long-Term Care Insurance premiums. In 2025, the IRS raised the HSA contribution limits from their 2024 limits.

Did you know your Long-Term Care Insurance premium could be tax deductible? In this article, we’ll explain how you can deduct your premium from your income taxes. We’ll also discuss essential tax incentives associated with Long-Term Care Insurance.

Federal law provides important tax benefits for qualified Long-Term Care Insurance. This includes individuals as well as small and large businesses (S-Corporations, C- Corporations, LLCs, partnerships, and sole proprietors).

The IRS has released 2025 figures for long-term care insurance tax deduction amounts and HSA contribution limits. Find out what they are, and what it means for your retirement planning in 2025.

The Internal Revenue Service announces the new age-based tax-deductible limits for the upcoming tax year each year. Tax-qualified Long-Term Care Insurance provides guaranteed tax-free benefits, and premiums can be either tax-deductible or reimbursable through Health Savings Accounts (HSAs).

Nineteen states, including California and New York, are considering following Washington's lead in taxing those who do not own Long-Term Care Insurance. These plans may vary dramatically, but they illustrate the importance of planning now to protect assets, access quality care, and even avoid tax in the decades ahead.