Exempt Assets

Exempt assets in Medicaid long-term care do not affect your Medicaid eligibility. These assets are not counted against you when determining if you qualify for Medicaid long-term care benefits. 

Common exempt assets may include:

• Primary residents (if you or your spouse live there)

• A single vehicle

• Personal belongings

• Some money within retirement accounts

You do not have to sell or spend down exempt assets to meet Medicaid eligibility requirements. However, rules vary by state. It's essential to stay up-to-date on your state's requirements.