Informal Care

Informal care is when family or friends provide care. These individuals are usually not trained to provide care, and many do not receive compensation. Those who provide informal care are informal caregivers. 

Some Long-Term Care Insurance policies provide benefits for informal caregivers. Eligibility for these benefits depends on the caregiver's relationship with the insured. 

The ability to get benefits also depends on whether or not the insured individual lives with their informal caregiver. In some cases, the policy may require a care coordinator to supervise care in order to receive benefits.