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Terms, Acronyms & Definitions The LTC Glossary

Premium

A premium is the amount of money a policyholder pays to an insurance company to keep their policy active.

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This is the amount of money that a policyholder pays to an insurance company in order to keep an insurance policy in force.

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Community-Based Services

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These are services designed to help elderly or chronically ill individuals which help them stay at home. These include services and programs such as meals on wheels and adult day care, that are designed to help care for people with chronic conditions and their functional capability

Estate Recovery

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Estate recovery is when the government takes part of an individual's estate after they pass away to reimburse itself for the cost of Medicaid long-term care.

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