The Most Comprehensive LTC Insurance Information on the Web

Legal and long-term care experts warn that delaying power of attorney and long-term care planning can leave families struggling to make critical decisions in a crisis. Without proper documents in place, loved ones may face legal hurdles, financial burdens, and family conflicts when aging parents or spouses require care.

Estate planning and aging bring an emotional weight that goes beyond financial decisions—it forces you to confront mortality, aging, family dynamics, long-term care, and the legacy you'll leave behind.

Retirement planning can include many factors, including spending, savings, wealth, healthcare, and more. We discuss the Magic Number for retirement and how to determine it.

The average middle-class household in the United States holds approximately $472,000 in wealth. Partnership Long-Term Care Insurance can help protect these assets from the high costs of extended care, ensuring financial stability and legacy for the future.

As Alaska's population ages, the demand for long-term care is rising, driving some of the highest care costs in the nation. Long-Term Care Insurance is helping Alaskan families manage these expenses.

A new study reveals that many Americans regret not securing Long-Term Care Insurance earlier. With the rising need for assistance with daily activities and supervision due to dementia, long-term care planning has become an essential component of retirement preparation.

Rising long-term care costs in America are putting increased physical, emotional, and financial pressure on families, making early planning essential. By exploring options like LTC Insurance and understanding local care costs, you can create a plan that safeguards your future and reduces the burden on loved ones.

The IRS has increased pension and retirement plan contribution limits for 2025, allowing individuals to contribute more to 401(k) and similar plans. The new limits reflect a response to inflation, supporting Americans in maximizing their retirement savings.

Have you started planning for retirement? Many people delay serious retirement planning until they are in their 40s or 50s. Planning retirement sooner, including for future long-term care, will help ensure a better quality of life when you retire.

Pre-tax money in a Health Savings Account (HSA) can pay for Long-Term Care Insurance premiums. In 2025, the IRS raised the HSA contribution limits from their 2024 limits.

Did you know your Long-Term Care Insurance premium could be tax deductible? In this article, we’ll explain how you can deduct your premium from your income taxes. We’ll also discuss essential tax incentives associated with Long-Term Care Insurance.

Federal law provides important tax benefits for qualified Long-Term Care Insurance. This includes individuals as well as small and large businesses (S-Corporations, C- Corporations, LLCs, partnerships, and sole proprietors).

The IRS has released 2025 figures for long-term care insurance tax deduction amounts and HSA contribution limits. Find out what they are, and what it means for your retirement planning in 2025.

The Internal Revenue Service announces the new age-based tax-deductible limits for the upcoming tax year each year. Tax-qualified Long-Term Care Insurance provides guaranteed tax-free benefits, and premiums can be either tax-deductible or reimbursable through Health Savings Accounts (HSAs).

Nineteen states, including California and New York, are considering following Washington's lead in taxing those who do not own Long-Term Care Insurance. These plans may vary dramatically, but they illustrate the importance of planning now to protect assets, access quality care, and even avoid tax in the decades ahead.